Review costs before confirmation
The amount, term, APR, interest, total repayment and due date are displayed before the loan is confirmed.
Personal Loan Information
Review the product information, costs and important terms before deciding whether to apply.
AIM operates the app, performs the initial screening and provides customer support. Final approval, contracting and lending are handled by the loan service provider.
Product clarity
Key product information and costs are presented clearly so users can consider suitability before confirming an application.
The amount, term, APR, interest, total repayment and due date are displayed before the loan is confirmed.
The installment count, amount due for each installment and due dates are shown in the agreement before confirmation.
Users do not pay AIM an application, platform, service, processing or management fee.
Approval and final terms depend on the loan service provider's independent final assessment.
Representative calculation
This example explains the calculation method only. Terms for an individual application may differ.
Equal-principal repayments of THB 5,000 · installment interest: THB 240 / 180 / 120 / 60
| No. | Principal | Interest | Payment |
|---|---|---|---|
| 1 | 5,000 | 240 | THB 5,240 |
| 2 | 5,000 | 180 | THB 5,180 |
| 3 | 5,000 | 120 | THB 5,120 |
| 4 | 5,000 | 60 | THB 5,060 |
How it works
Responsibilities remain clear throughout the process, from application submission to the final lending decision.
The user registers, supplies necessary information, completes identity verification and reviews the details before submitting.
AIM operates the app, performs initial fraud screening, presents information and provides customer-support channels.
The loan service provider conducts the final review and handles approval, contracting, disbursement and repayment collection.