Personal Loan Information

AIMCash

Clear personal loan information, made easier to understand

Review the product information, costs and important terms before deciding whether to apply.

Loan amountTHB 1,000–50,000
Loan term92–365 days
Annual Percentage RateAPR 12%–24%
Service and other feesNone

Product clarity

Why customers choose AIMCash

Key product information and costs are presented clearly so users can consider suitability before confirming an application.

Review costs before confirmation

The amount, term, APR, interest, total repayment and due date are displayed before the loan is confirmed.

One payment at maturity

The current product requires the principal and interest to be repaid once on the due date stated in the agreement.

No AIM service fee

Users do not pay AIM an application, platform, service, processing or management fee.

Applications are not guaranteed

Approval and final terms depend on the loan service provider's independent final assessment.

Representative calculation

Representative loan calculation

This example explains the calculation method only. Terms for an individual application may differ.

21,200 THB · total repayment in this example
Principal
THB 20,000
Term
150 days
APR
14.6%
Interest
THB 1,200
Total repayment
THB 21,200

Formula: 20,000 × 14.6% × 150 ÷ 365 = THB 1,200

How it works

Roles and key steps

Responsibilities remain clear throughout the process, from application submission to the final lending decision.

01 · Apply

The user provides information and completes KYC

The user registers, supplies necessary information, completes identity verification and reviews the details before submitting.

02 · Initial screening

AIM operates the system and customer support

AIM operates the app, performs initial fraud screening, presents information and provides customer-support channels.

03 · Final decision

The loan service provider decides independently

The loan service provider conducts the final review and handles approval, contracting, disbursement and repayment collection.